I read a on Yahoo! Finance this week that I couldn't wait to share with you. It was a New York Times piece written by Ron Lieber and was chockful of great ideas.
Lieber reveals how annually, right after he's completed his taxes, he takes what he calls a "Fiscal Health Day" in lieu of a "Mental Health Day." The author jokes about how it's not a national holiday so you have to take your own time off from your job to observe it but that the results will be worth it.
So what exactly are you supposed to do on Fiscal Health Day? All those little things that you always intend to do throughout the year to keep your budget in line and avoid debt. Like actually make a budget if you don't already have one. But it's also for things like calling your cable company and negotiating a better rate, taking the time to shop around for a cheaper auto insurance policy, making sure your will and insurances are up to date and negotiating a better interest rate on your credit cards. The idea I liked the most was to take the time to actually write your financial goals for the next year. How can we get there if we don't even know where we're going? Even though I've done some of the things on this list, I haven't done all of them. I'm looking at my day planner right now to schedule it in pen (no erasing) and I urge you all to do the same so that we can compare notes.
C'mon, you know you've been meaning to do these things all year long, but you haven't got around to it yet. What a perfect time to do it! All in one day and you can even tackle most of it in your pajamas!
Will you do it? Share your plans with me!